At Nickerson Insurance Services, Inc., we understand that classic car collectors need to protect their valuable investments. It is much more than just a vehicle. It is your hobby, pride and joy and for many a family heirloom. Whether you’ve acquired a perfectly restored classic, have meticulously restored an antique yourself, or have one still in the process of being restored, coverage is available for all phases. Classic auto insurance policies are different from normal policies. Reach out to us, and let’s discuss the insurance options available.
A classic automobile is defined as being ten years old or older. These vehicles are covered under classic auto insurance if they exhibit remarkably fine workmanship or are classified as limited production vehicles. Antique automobiles, on the other hand, are 25 years old or older. For your antique or classic car to be eligible for classic car insurance, it must be used only on a limited basis, such as during car shows, parades, exhibitions, or club activities.
Additionally, your antique car must be well-maintained and kept in a locked garage.
Classic auto insurance is specifically designed to meet the unique needs of classic car collectors. Unlike regular auto insurance, classic car insurance takes into account the limited use and unique value of classic cars. Therefore, it offers more comprehensive coverage at a lower cost.
Protecting your classic vehicle with the right insurance policy ensures that your investment is safeguarded against potential risks.
Classic car insurance provides several benefits over standard auto insurance. First, it generally has lower premiums due to the limited use of the vehicle. Second, it offers agreed value coverage, which means you and the insurer agree on the car’s value, ensuring you receive the full value in case of a total loss. Lastly, this insurance often includes coverage for spare parts and restoration, which is crucial for maintaining the value and condition of your vehicle.
Getting started with classic auto insurance at Nickerson Insurance Services, Inc. is simple. Our experienced agents will walk you through the process, discussing your vehicle and the specific insurance options available to you. We understand the unique needs of classic car collectors and are committed to providing tailored insurance solutions to protect your cherished vehicle.
Don’t leave your classic car unprotected. Reach out to Nickerson Insurance Services, Inc., and find out how we can help safeguard your investment with the right classic car insurance policy. Our dedicated team is here to answer any questions you may have and provide you with a customized insurance solution that meets your needs.
Protect your classic with the right coverage. Contact us today and ensure your classic car is well-protected for years to come.
